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Personal Injury Settlement – What You Can Expect

by Justin Seaberg

in Personal Injury Basics, Recommended Reading

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A person who suffered an injury due to the negligence or the irresponsibility of another individual or company is entitled to compensation. There are two ways of going about this. A person can go through the process of a civil lawsuit in a court of law in order to collect the damages they are entitled to or they can accept an out of court settlement from the other party. A person might be able to get a greater amount of compensation if the matter becomes a civil lawsuit, but the vast majority of these types of cases are settled out of court.

Understanding a personal injury settlement is an important part of getting the compensation that a person is entitled to. Generally speaking, an individual is likely to be dealing with the other party’s insurance company. Because of this, it is a good idea for the injured individual to have a competent attorney at their side. An insurance company will be interested only in spending as little money as possible. Because of this, the initial settlement offer is likely to be 50 to 75% less than what the individual is actually entitled to. It is important to understand that a settlement can be reached at any time during the case before a verdict has been delivered.

Depending on the amount compensation that the injured individual is entitled to, an insurance company may be willing to take greater risks before offering a reasonable settlement. Although most civil lawsuits never make it to court, it is not uncommon for those that do to be settled before a jury ever gets a chance to deliberate. An attorney who understands the way that insurance companies handle a personal injury settlement will be able to advise his or her client as far as what they can expect and what course of action is in their best interest.

Most of the time, a personal injury settlement will require the plaintiff to relinquish any future claims that may arise due to the incident that caused the initial injury. This means that an individual who accepts the settlement being offered to them will not be able to sue in the future based on that same accident. This is another area where it is important to have an attorney present who can help advise the injured individual. If an injury is likely to cause lifelong problems then it is better for that person to receive compensation for future losses as well.

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